Wage Garnishment

Once a creditor wins a judgment that remains unpaid; the creditor may obtain wage garnishment. Up to 25% of your paycheck will go to the creditor without ever getting to you. If this is happening to you the Turoci Bankruptcy Firm can have it stopped by guiding you through the process of filing for bankruptcy. While you are in the bankruptcy Creditors are not allowed to collect from you.

To Learn More Click Here!

Foreclosure / Bankruptcy!

Receiving “Notice of Default” or a “Lis Pendens” indicates your lender has initiated foreclosure proceedings against you. Also means you are at least three months behind on your payments

If you file for personal bankruptcy under Chapter 7 a so-called “automatic stay” is placed on all your creditors, including the foreclosing lender, by the court. HOWEVER, the stay is only a temporary fix to the situation.

Chapter 7 by no means permanently stops home foreclosure. It only gives you relief from unsecured creditors like credit cards and prevents certain creditors from pursuing their collection action against you. It does NOT discharge debts such as taxes, child support, alimony or student loans, nor can it give you relief from other secured creditors — like your house lender — whose debt is secured by the house you’re living in.

Experience that will help you save time, money, and stress!

No other bankruptcy lawyer in the Inland Empire and Greater Los Angeles area can offer you that same level of bankruptcy case experience and success.

Schedule your Free Consultation 

Is Business Slow? Have your hours at work been cut?

Take this time to re-examine your finances. If you have too much debt or are having difficulty paying your bills, give me a call, 888-332-8362, perhaps we can help.

Bankruptcy – Credit Counseling

Each of our potential clients is required by law to participate in a pre-filing debt management counseling session. There are several ways which make it easy for you to fulfill this requirement including On-Line sessions you can take at your convenience. We will recommend the best counseling services for your unique set of circumstances.

Leverage Opportunities For You

You may be in a position to use some of your high-value assets in settling your debts. We will help you discover the best ways to leverage your real estate or home equity as a possible solution. Individuals filing bankruptcy must receive credit counseling before being eligible to file for bankruptcy.

Credit counseling offers many benefits that will help you on the road to financial freedom. Also, credit counseling is where you will learn about options such as consolidating your debt into one monthly payment. Through credit counseling you can receive advice about your current financial situation and discuss ways to improve your financial future.

Our New Riverside Location!

The Experience You Need During A Difficult Time

HELPING PEOPLE GET FINANCIAL RELIEF THROUGH BANKRUPTCY

No other bankruptcy attorney in Southern California can offer you that same level of 
bankruptcy experience and success – Experience that will help you save time, money, and stress.

• *In your free initial consultation, we will help you decide if filing for bankruptcy is in your best interests.
• *We help people file for relief under the Bankruptcy Code.
• *We understand the stress and sleepless nights involved when debt is mounting and creditors are calling.
• *We are dedicated to providing quality and cost effective legal guidance to our clients throughout this process and beyond.

If more people followed this advice I'd have fewer clients...

by Walter Updegrave   @CNNMoney

'm in my 20s, just starting a new job and I really want to get on the road to financial security. What's the best way to begin? --B.P.

For most people, holding down a job and earning a paycheck is pretty much indispensable forachieving financial security. So in a sense you've already taken the first step toward your goal.

But work alone won't do it. The security that a paycheck provides is, at heart, temporary. It lasts only as long as the job lasts. To attain financial security that won't disappear if your job does, you also need to turn your income into wealth.

So how do you convert the earnings from your job into savings, investments and other forms of wealth that at the very least can help you better weather life's inevitable ups and downs and ideally afford you with more flexibility and choices in life as well as a measure of financial independence? Here are three ways: