Debts that are discharged are no longer legally required to be paid by the debtor. Individual debtors are released from personal liability for the debt. Discharge also prevents creditors from taking collection actions against the debtor. A valid lien that has not been avoided in the bankruptcy case will remain even though the debtor is not personally liable for the discharged debt.
Therefore, recovering the property secured by the lien may be allowed by a secured creditor. Chapter 7 cases filers automatically receive a discharge at the end of their case. This would mean that about four months after filing your Chapter 7 petition you will obtain a discharge.
